Mortgage Loan & Foreclosure Law
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Nearly every buyer will take out a mortgage loan in order to pay for the purchase of a home. Mortgage documents contain details on important aspects of the loans, such as loan amounts, interest rates, repayment schedules, fees, and circumstances that can lead to default or mortgage foreclosure. As a mortgage holder, it is important to understand the key terms outlined in the mortgage documents and what circumstances can lead to changes in the payment schedule or foreclosure. If you are facing foreclosure, it is important to understand the process, know your rights and seek help from HUD approved housing counselors and/or an attorney experienced in the foreclosure laws of your state, the most current federal laws applicable to banks and consumers, and your lenders most current foreclosure policies.