I sustained water damage at my condo through no fault of my own. The condo association agreed to pay for the damage but now is dragging its feet and giving me reasons why they won’t ante up. Who do I sue for reimbursement and where?
First, write the association's insurance company directly and file your claim with them. The company may be willing to pay and the condo association is just not putting the claim through in an effort to prevent premium hikes. If that doesn't work, (1) File against the condo association and send a copy of the complaint to their insurance company. (2) File in small claims court only if your total damages plus costs of suit are less than the maximum award the small claims court can give you. If your damages are higher, file in district court (the next court up).
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